How to invest in the treasury directly by cell phone?

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How to invest in the treasury directly by cell phone?

by Team AllYourVideogames | Sep 8, 2022 | Finance |


Investments to increase your money are increasingly on the rise in our country, and one of the options is Treasury Direct.



But you know how to invest in treasury directly by cell phone?

Before we explain it to you, it is important to know more about this investment.

Treasury Direct is a program that belongs to the National Treasury and was created in a partnership with B3.

With it, it is possible for individuals to make purchases of government bonds from the Federal Government completely online.

Your investment can be on the web version of the Treasury Direct website.

You can also find out how to invest in the treasury directly from your cell phone through the app.

The app is available both for Android devices on the Play Store digital store, and for iOS devices on the App Store.

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How to invest in the treasury directly by cell phone

Before we explain how to invest in Tesouro Direto by mobile through the application, it is important to note that you can also learn how to invest in Tesouro Direto by mobile through the web version.


Just use your mobile device's browser and access the Tesouro Direto website. 


Although the application was developed precisely to make investments on the cell phone, the web version also works on the smartphone.


The process is quite similar and practically identical with investing on the web through the computer.

Now that you know more about what Tesouro Direto is, we are going to explain how to use the application to learn how to invest in Tesouro Direto on your cell phone.

Just follow the steps described below and start earning your profits. 

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Step 1. First of all, you need to have the Treasure Direct app downloaded on your smartphone. As soon as you open the app, you will see that there are two options to click on: “Meet Treasury Direct” or “Simulate your investment”. If you still don't know much about the Treasury or investing in general, our suggestion is to click on the first option and read the presentations that are available on “How to Invest” and “Why Invest?”;

Step 2. If you want to start your investment, return to the first page and go to the “Simulate your Investment” option;

Step 3. If you don't know the securities that are available for investments, click on “I don't know which security to choose” in the next window to get more information;

Step 4. After knowing the options, return to the previous screen and tap on “I have already chosen a title and I want to simulate it”;



Step 5. The simulator window will open, so select your dream, that is, your goal, the reason you want to invest and then answer the questions that will appear in sequence. These are simple questions, like how long do you want to make your dream come true and what do you want to know from the simulation. After defining everything, at the end of the page click on “View Result”;


Step 6. The application will show you which are the most suitable securities for you to make your investments based on your goals and time to get the value. The titles will have the options of “Invest” or “Simulate”, in which you are most interested click on “Simulate”.

Step 7. You will have to choose what you prefer the simulation to tell you and then answer the questions that follow. Enter the amount you want to invest in the security. If you want, you can also inform the monthly application of the value, but this alternative is optional. At the end of the page, click on “Calculate” to perform the complete simulation;

Step 8. The application will provide a graph showing the net return on your investment in the chosen security, all with the value in percentage. You will be able to make a comparison with the other securities/funds that will also be informed in the chart. Click on the “Details” option to check more in-depth information;


Step 9. The yields of your bonds will be shown in the different categories of funds available, in addition to more details and the value in real currency;

Step 10. If the information and values ​​are to your liking and you want to proceed with the investment, return to the previous page and, at the end, click on “Invest” to proceed;

Step 11. You will be taken to the cart, where you can define the amount you want to invest and the date on which you want the investment to start. After that, click “Next” at the bottom of the page;

Step 12. The next step on how to invest in the treasury directly by cell phone will be to log in to the application. If you already have an account, the process will be straight forward. Just enter your profile and finalize the investment. If you are a newbie or do not have an account, click on “Not yet registered?”;


Step 13. In the next window that you will be forwarded to, click on “Choose Here” to request your registration;

Step 14. You will be taken to a new tab, where you will have to choose an option from a list of banks and brokers that are enabled and registered with the Treasury Direct. Just view the rates and interest to choose the best option among brokers and banks to request your registration;


Step 15. After checking the best choice, contact the bank or brokerage directly, explain that you want to register to use the Tesouro Direto application. With this, the financial institution will generate the registration and you will be able to login to finalize the investment.

Learn More: The 10 best digital brokers to invest

Other places to invest in Treasury Direct bonds

Now that you know how to invest in Tesouro Direto on your cell phone with the app itself, why not talk about other options?

Some investment apps and websites also offer the Treasury Direct option.

Thus, we have separated a list of other alternatives to invest for you:

1. Fixed Income

Income Fixed is an application that is available both on the App Store and on the Play Store, that is, for devices with Android and iOS systems.

With it, the user can organize all their investment applications and the defined rates, leaving everything saved in one place.

In addition, it is also possible to make investments through the application. You can invest in Treasury Direct, debentures, bills of exchange, CDBs and letters of credit. 

All other papers are stored and organized within the app.

You can access and analyze whenever you need and easily.


2. Fixed Income Calculator

Another application option to learn how to invest in the treasury directly by cell phone is the Fixed Income Calculator, which is available for Android and iOS devices.

With it, the user can calculate the costs and profitability of several and different securities.

As an investor, you can also analyze and evaluate the investment in CDB, Treasury Direct, LCI/LCA and savings accounts, taking into account the rates of earnings and net income of each.

3. Dividendos.Me

If you want to invest in Dividends, then Dividendos.Me is an excellent option.

With this application available on the Play Store and on the App Store, the user will be able to follow all their investments in action through the portfolio function.

In addition, it is also possible to centralize all investments and their results in a single place or, if you prefer, in several brokerages.

As a user, you will also have information graphics, control of your FIIs, BDRr and Tesouro Direto shares, extract of shares and dividends, access to quotes and indicators in real time, and many other benefits, all in the free plan.

If you decide to subscribe to the paid option, the benefits can be much greater.

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4. Actual Value

An excellent option for beginners in which you can even learn how to invest in the treasure directly from your cell phone is Real Valor, which can be accessed on Android and iOS devices.


The application allows you to organize all your investments and monitor them without any difficulties.

The app is best suited if you have fixed income and variable income investments.

Among the investments you can access are: Treasury Direct, FIIs, LCA/LCI/LC, CDBs, debentures and savings.

5. Investment Simulator

If you are looking for success in the world of investments, including knowing how to invest in Tesouro Direto by cell phone, it is important to have a plan. And in this the Investment Simulator stands out.

It allows you to simulate your future investment and organize your next market moves so that you can apply without any problems.

With the app, it is possible to perform simulations of Treasury Direct (Fixed Income), LCI/LCA and CDB.

6. Rico

Available both on the App Store for iOS devices and on the Play Store for Android, another app that you can learn how to invest in Tesouro Direto on your cell phone is Rico.

With a modern, dynamic, organized and minimalist interface, you can view your invested assets by clicking on the “Closed Eye” function.

The app also offers charts with more detailed information, even showing which assets occupy your portfolio the most.

Rico does not charge brokerage fees and the assets you can invest in are Treasury Direct, CDB and several others. 


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