by Team AllYourVideogames | Aug 16, 2022 | Shopping |
O Superdigital credit card is a great option for customers who like practicality and ease when hiring online services, subscribing to applications and shopping on the internet.
It doesn't bring hidden fees at the end of the month and your name doesn't get negative. This is because the purchase amount is deducted directly from your account.
The most interesting thing about this alternative is that, even with the “dirty name”, the customer can open an account and request a credit card.
If you are under 18, simply ask your parent to create your account and place an additional card in your name.
Next, we will show you how the credit card works, what are the benefits, how to apply, if it is reliable, among other important financial statements. Follow up!
Learn more: iti credit card without annual fee: how to order yours
Is the Superdigital card credit or debit?
This is one of the most common questions from customers when it comes to Super Digital credit card.
In fact, he is none of those alternatives. Here, it is a prepaid card. In it, the customer needs to add money to their account to use the cardholder and top up both additional and virtual cards.
When making their purchases, the customer uses the credit function. However, the order amount is immediately deducted from your account, as if it were a debit.
On the other hand, this modality does not allow you to split your purchases.
How to apply for the Superdigital credit card?
Contrary to what most people imagine, it is not complicated to apply for a prepaid credit card. You don't need to be a tech or internet expert to get started.
Initially, it is necessary that you open your Superdigital account. Then, request your card through the app on your mobile device. Then go to “Organize” and click on “Cards” and select “Order New Card”. Now, fill in the data requested on the page. Okay, the process has been completed successfully.
After placing your order, the Superdigital credit card is usually sent within 10 business days. In some cases, it is sent with a shorter deadline.
You can also apply for an additional card for a member of your family. However, each has a separate balance. On the main screen of your application, the balance that the customer has in the account appears.
The additional and virtual cards contain different balances and you need to send money to both when you want to use them.
To consult, click on the “Cards” menu in the application itself. Then, select the card you want to check the balance that is displayed on the screen or select “View Statement”.
What are the benefits of the Superdigital credit card?
After discovering how to apply for the Superdigital credit card, we are going to show you its benefits. That way, you are sure if this alternative is appropriate for your financial planning.
The prepaid Superdigital credit card offers several benefits to customers.
The first is that, unlike other options available on the market, this alternative does not contain bureaucracy. Superdigital is a credit card even for negative ones.
Security and practicality are other features that we cannot ignore in this article. The card is easy to use.
To get an idea, you can buy products not only in our country, but also abroad. In addition, it is possible to place orders on delivery apps, transport apps and on music and video platforms.
Another positive point is that the Superdigital credit card is free and without an annual fee. The customer does not have to worry about payment delays, as the service does not leave his name in the negative.
A lot of people don't know, but the Superdigital credit card is safer than cash.
You don't need to walk around the city streets with banknotes and coins in your wallet. Just load the card with the desired amount and buy more safely.
With this credit card, you don't consume more than you earn, because when there is no balance available, the system disapproves of any type of purchase.
One of the main advantages of the Superdigital credit card is the application. It is a technology where the user can check their balance and top up their cards. That way, you can manage your expenses more quickly and safely.
The card app is available on the App Store and Google Play. The services are released free of charge.
Superdigital credit card: virtual card
To increase the security of the customer who uses the prepaid Superdigital credit card, the network releases 10 virtual cards free of charge in the application itself.
You can use them on streaming services, delivery services, online stores, among others.
The virtual card allows the customer to make national and international purchases. It's a unique opportunity to take advantage of exclusive prices on websites and apps anywhere in the world, such as: AliExpress, e-commerces and airlines.
As with the physical version, the virtual card only authorizes purchases when the customer has a balance available in the account.
But remember: you cannot pay your purchases in installments using the international Superdigital card.
Some security experts believe that the virtual card is more secure than adding your physical card information in a digital environment.
Is the Superdigital credit card any good?
Yes. In addition to the benefits mentioned in this post, fintech belongs to Banco Santander.
In practice, this means that it is a financial institution that is responsible for the entire process, bringing more security and efficiency to the consumer.
Superdigital offers the modernity and practicality of a digital account.
Another point worth mentioning is that Superdigital has a good rating on the Reclame Aqui channel.
In August 2022, the company's score was 7.4 out of 10, which shows that the company has a good reputation in the market.
Without a doubt, your Superdigital card is reliable.
How to shop online, nationally and internationally?
To purchase a product over the internet, first, it is important to create a virtual card in the application or on the Superdigital website.
It is made by Santander under the Mastercard brand and is the safest way to make transactions in the virtual world.
To use the virtual card without any problems, the customer needs to load it with the amount he wants to spend.
Your card information to use for the purchase will be displayed in the app or on the website.
Just select the card and then “View Data”.
ContaSuper started its work in 2022 to simplify customer finances.
In 2022, it was acquired by Santander and changed its name to Superdigital, increasing efficiency and service possibilities. The following year, the company began operations in Chile.
Since then, the numbers prove the success of the account. Currently, more than 1,9 million accounts have been opened.
Worldwide, more than 70 million financial transactions were carried out.
And it doesn't stop there: so far, more than 2,9 million physical and virtual cards have been issued.
After discovering how the Superdigital credit card works, get to know the Méliuz credit card. Another interesting option for your financial planning and that has no annuity.