Digimais Bank: How does it work and how to open your account?

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Digimais Bank: How does it work and how to open your account?

by Team AllYourVideogames | Dec 2, 2022 | Banks |


You already know the Digimais Bank? Learn how the digital account works and how to open your account online in a few minutes.

Banco Digimais is the former Banco Renner, which was founded in 1981 in Porto Alegre and belonged to the Renner family for over 30 years. In 2009, Edir Macedo acquired part of the company.



In 2022, Edir Macedo became the full owner and in July 2022, the name of the institution became Digimais. Currently, Digimais is managed by Grupo Record.

More and more digital banks are taking over the market and Digimais is one more proposal for a fully digital account, where it is possible to make different types of banking transactions, through the cell phone itself in a matter of seconds.

But with so many options on the market, it's easy to get lost. With that in mind, we are going to tell you everything you need to know about Banco Digimais, before opening your account. Check it out below.


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Digimais Bank: How does it work?

The Digimais digital account is free and has several advantages, such as:

  • Ticket payments;
  • make transfers;
  • Invest in CBD;
  • It has integration with PIX;
  • Personal loan;
  • Financing;
  • cashback.

For those of you who like to invest, with Digimais you can invest from R$100 in fixed-rate fixed income, post-fixed income and investment funds, according to your investor profile.

For those who do not need a cashback, Banco Digimais has a partnership with more than 50 stores, where you can receive part of your money back. These are some:



  • Renner;
  • Nike;
  • Pandora;
  • Rihappy;
  • Hoteis.com;
  • MAC;
  • Bahia Houses and much more.

The Digimais account also provides a digital wallet, KeyPay, which makes it possible to pay bills, recharge cell phones, transfer and receive money, deposit, apply for a loan and earn cashback.


There is also Digimais Fácil, where you can follow up on financing. The account also has a SouCred+ credit line for those who are MEI (individual microentrepreneurs).

In addition, Digimais also offers several credit card options, subject to analysis. With it, you can make purchases in installments, make national and international purchases, make invoice payments, manage your expenses through approximation technology.

Digimais Bank Cards

All cards are Visa branded. Therefore, you can take advantage of the Vai de Visa Program, which grants several exclusive advantages and discounts.

Digi+ Classic Card: The Classic credit card has no annual fee, has travel assistance services, emergency card replacement, points program, Visa Checkout and has a Visa Service Center.

Digi+ Gold Card: In addition to the above advantages, the Gold card provides price and purchase protection, rental vehicle and original extended warranty.


Unlike the Classic version, the Gold card only has the first 4 months free of fees. After that, the annuity is R$192 or 8x of R$24 and from the second year onwards it becomes R$288 or 12x of R$24.

Digi+ Platinum Card: It has all the advantages offered by other cards, plus international medical emergency, insurance in case of ATM theft and several other benefits offered by the Visa brand.


The annual fee for the Platinum card is R$320 or 8x R$40 in the first year and 480 or 12x of R$40 from the second year onwards. The first four months are exempt.


Digi+ Infinity Card: it has all the benefits of other cards and also has VIP lounges at airports, international cash-out service, chip in international travel, and much more.

The annuity is R$432 or 8x of R$54 in the first year with exempt annuity in the first 4 months and R$648 or 12x of R$54 from the second year onwards.



Learn More: How does the credit card minimum payment work?

How to open a Digimais account?

To open a Digimais digital account, simply download the app (Android | iOS), have your ID or CNH and proof of residence in hand and fill out the registration form with all the information requested.

After that, just wait for the bank to return. The review for opening your account takes up to 5 business days after the request. After confirming the opening of the account, it is necessary to make a transfer or deposit of at least R$100 to activate it. This amount will be available as a balance.

Withdrawals can be made at cashiers in the Banco24horas network and also at lottery outlets. What's more, the account also features salary portability, unlimited balance inquiry, 4 free TED transfers per month, unlimited DOC and transfer between accounts at the same bank.


Digimais Telephone Bank

To contact Banco Digimais, you can call the Relationship Center from Monday to Friday, from 8 am to 20 pm and Saturdays from 8 am to 14 pm (except holidays):


  • Capitals and metropolitan regions: 4020-3300;
  • Other locations: 0800 646 7676;
  • WhatsApp: 11 4020 3300;
  • SAC (Complaints, doubts and suggestions) 24-hour service: 0800 646 3700;
  • Ombudsman from Monday to Friday, from 10 am to 16 pm (except holidays): 0800 646 7600.

Or if you prefer, you can access the Digimais Bank website, access “Contact Us”, fill in your details and send a message.

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